Quick Answer: Can You Be An Additional Driver On Two Cars?

How many additional drivers can I add?

This is the policyholder and any additional drivers you choose to include on your policy.

You can insure up to four drivers including the policyholder on an Admiral single car policy; on a Multi-Car Insurance policy, you can add six additional drivers per car including the policyholder..

Who should be the main driver on car insurance?

The declared main driver should be: The person who regularly uses a car to drive to or from work / place of education. The person who uses the car for the highest percentage of the time. The person who uses the car on a daily basis.

What does named driver mean?

Named driver insurance – also called additional driver insurance – refers to the cover someone gets when they’re added to your car insurance policy. It means you’ve told your insurance provider that someone other than you might drive your car.

Does it cost more to add an additional driver?

Adding an experienced driver with a clean record to your car insurance policy typically will not cost you more money. However, if you add a driver to your policy who has recent accidents or traffic violations, the insurance company may charge you more.

Is it cheaper to be insured as a second driver?

As a general rule then, adding a named driver will reduce the cost of your premiums. It works the same the other way around: being a named driver on someone else’s policy will be cheaper than taking out a policy of your own, especially if you are aged 17-25.

What happens if an additional driver has an accident?

What happens if an additional driver has an accident? If you have an accident as an additional driver, then you’ll make a claim on the main driver’s insurance, and it will affect their no claims discount. However, it won’t affect your own at all, as you are simply added onto their insurance.

Can I add a named driver temporarily?

Additional driver insurance. … If your named driver only uses the car occasionally or you just want to add them so a set period of time, temporary cover is the ideal option. Temporary policies are available from 1-12 hours or daily from 1-28 days.

Can I add another car to my policy?

Adding a second car to your car insurance policy is a breeze, and you can save a lot of money by not having to purchase multiple plans. As soon as you have another car in your driveway, contact your car insurance provider, and make sure that you get the vehicle added to your plan.

Why is it cheaper to add a named driver?

Adding a named driver often makes the premiums cheaper because it’s assumed you’ll spend less time driving, since the car is shared. This reduces your probability of having an accident and making a claim, which is reflected in cheaper car insurance quotes.

Is it illegal to have two auto insurance policies?

The Legality of Having a Car Insured Twice It is legal to have two car insurance policies on the same vehicle. However, one insurance company will not insure the same car twice. You will have to purchase a second insurance policy with a different insurance carrier and pay both bills.

Can you be a named driver on more than one car?

When driving that vehicle, the named driver will have the same level of cover as the main driver. They may also be referred to as an additional driver. When you compare car insurance with MoneySuperMarket you’ll be allowed to include up to three additional drivers on your policy.

Can you be a named driver on 2 policies?

The Law. By law, all vehicle drivers must have either their own car insurance policy or be driving as a named driver on another persons policy.

Can I have 2 car insurance policies for 2 cars?

A multi-car insurance policy can usually cover up to five cars, and offers all the same benefits as regular car insurance. The only difference is that the same policy covers more than one car, and insures will give you a discount for insuring multiple vehicles with them.

Can you insure a car if you don’t own it?

Named driver: This is someone who, as well as the policyholder, is covered to drive the car on an insurance policy. There’s no reason you can’t insure a car you don’t own. … Usually, when you buy insurance, you’ll be asked if you’re the owner as well as being asked if you’re the registered keeper.